Credit Card Payment Facts
Payments made before 8:00 AM on weekdays are sent to banks on the same day. However, the receiving institution may not process the transaction on the same day.
Credit Card Payments made before 8:00 AM on weekdays are sent to banks on the same day. However, the receiving institution may not process the transaction on the same day.
Please see the estimated processing time schedule below for transactions done before 8:00 AM:
Sagicor Bank - Up to 2 working days after receipt, Bank of Nova Scotia - Up to 2 working days after receipt, National Commercial Bank - Same Day received, CIBC First Caribbean International Bank - 1 Day after payment is received, First Global Bank - 1 Day after payment is received
Local Funds Transfer Facts
Funds are remitted in Jamaican dollars only. Transfers are applied in the same business day or next business day for commercial banks only.
Funds are to be sent to Jamaican currency accounts only. In addition, transfers to commercial banks are applied either same business day or next business day. Transfers can take up to 4 working days to be applied to non-commercial bank accounts.Transactions done on weekends and public holidays
This is to advise members that transactions done through LIVE on weekends and public holidays will take effect the next business day.
This is to advise members that transactions done through LIVE on weekends and public holidays will take effect the next business day.Changes to US Dollar Credit Card Payments
"Changes to US Dollar Credit Card Payments via JN Bank LIVE"
Dear Member,
Please be advised that effective November 21, 2025, JN Bank will discontinue the issuance of US Dollar cheques (USD drafts). As a result, we will no longer be able to process USD payments to credit cards issued by local financial institutions, except for National Commercial Bank (NCB), which will remain available through the JN Live Online Banking System bill payment feature.
To continue making payments, we encourage you to contact the financial institution that issued your credit card to arrange alternative payment methods, such as wire transfers.
We appreciate your understanding of this change as we work to ensure a smooth transition.
Should you have any questions or require assistance, please contact our JN Member Care Centre at the following numbers:
From Jamaica: 888-991-4065/6
From USA: 1.800.462.9003
From Canada: 1.800.462.9003
From UK: 0.800.328.0387
Thank you for your loyalty to JN Bank. Transfer Advisory
When transferring funds via ACH, RTGS or Wires, all associated fees will be deducted from the available amount in your account.
"When transferring funds via ACH, RTGS or Wires, all associated fees will be deducted from the available amount in your account. Therefore, members should ensure that there are sufficient funds available in their account to cover the transaction amount and its associated fee.”